Free tool

Seller net sheet estimator.

What will your Florida seller walk away with? Enter the deal, adjust the closing cost estimates, and watch the breakdown update.

The sale

Example values Change anything. Nothing is sent or saved.

Price and loans
Commissions (you enter them)
Percent of price
Only if the seller agreed to pay it
Closing costs (estimates)
Common in most Florida counties. In Miami-Dade and some others the buyer often pays. Check the contract.
Property taxes
Florida taxes are paid in arrears. Prorated through the day before closing.
Repairs and credits

Estimated seller net

Hover or tap a slice to see the line.

Net to seller$0.00

    Line by line

    Estimate only. Real numbers come from the title company or closing agent and the signed contract. Taxes, payoffs, fees and who pays what vary by deal and county.
    Florida specifics

    How the Florida lines are figured.

    These are the defaults the estimator uses. Every line can be changed by hand.

    Documentary stamp tax on the deed

    $0.70 per $100 of the price, or part of $100, in every county except Miami-Dade. In Miami-Dade: $0.60 per $100 for a single-family home, and $0.60 plus a $0.45 surtax per $100 for other property, like condos.

    Owner's title policy

    Florida promulgated rate: $5.75 per $1,000 up to $100,000, then $5.00 per $1,000 up to $1 million, $2.50 to $5 million, $2.25 to $10 million and $2.00 above that. Endorsements and fees are extra.

    Property tax proration

    The seller owns the home through the day before closing. If taxes are unpaid, the seller credits the buyer for those days. If paid, the buyer credits the seller for the rest of the year.

    Sources (checked 10/30/2026)
    1. Florida Department of Revenue, documentary stamp tax: https://floridarevenue.com/taxes/taxesfees/pages/doc_stamp.aspx
    2. Florida Statutes 201.02 and 201.031 (deed rate, Miami-Dade rate and surtax): https://www.flsenate.gov/Laws/Statutes/2025/201.02
    3. DeedClaim, Florida documentary stamp taxes for deeds (Miami-Dade $0.60 and $0.45 surtax): https://www.deedclaim.com/florida/documentary-stamp-taxes/
    4. Fla. Admin. Code 69O-186.003, title insurance rates (Cornell LII): https://www.law.cornell.edu/regulations/florida/Fla-Admin-Code-Ann-R-69O-186-003

    Net sheets in the listing appointment.

    RealtyMind keeps the deal, the dates and the numbers in one place, so the seller sees the same numbers from listing to closing. RealtyMind is in private pilot.

    See a transaction fileCommission calculator